You Might Qualify for a New Roof Covered in Full by Insurance

You’re paying for homeowners insurance — make sure you use it.

See If I Qualify

Do I Qualify?

Wondering if you might qualify for a new roof paid for by your insurance?

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Missing or lifted shingles?

Look for loose, creased, or missing shingles.

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Leaks or stains inside?

Water spots on ceilings, walls, or around windows can mean roof damage.

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Older roof?

Roofs 10+ years old are more vulnerable and often qualify after storm events.

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Recent wind or storm?

If you’ve had strong winds, hail, or a big storm in the last 2–3 years.

How it works

01

Free Roof Inspection

We check for wind damage and document any issues at no cost to you.

02

Understand Your Coverage

We explain your inspection report and help you gather what you need to talk to your insurance company.

03

Get the Repairs Done Right

If approved, we replace your roof professionally — with little to no out-of-pocket cost to you.

Does Your Roof Have Hidden Wind Damage?

Hidden Roof Damage Can Wreck Your Home From the Inside Out

Minor wind damage often causes leaks that soak attic decking, ruin insulation, and stain ceilings — leading to mold and costly repairs. Your insurance may cover a full roof replacement before it gets this bad.

Why Homeowners

Call Us First

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Adjuster Insight

Work with someone who used to be on the other side. I know how insurance carriers think — and what they need to approve a roof claim.

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100% Free Evaluation

There’s no cost, no commitment, and no pressure. Just real insight into whether your roof damage qualifies.

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Claim Guidance

I help you understand your coverage, what to communicate, and how to avoid the most common reasons for denial.

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Limited Weekly Slots

We only book a small number of free roof inspections per week.

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Quick Response

We respond within 12 hours and can usually inspect in person within 2–3 days — sometimes sooner.

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Real NorCal Results

We’ve helped local homeowners receive insurance checks worth $15K–$60K for roof replacements after wind damage — even when their claims were initially denied.

Why Insurance Covers Roof Damage So Often

Over $20 billion in storm damage claims are paid out to homeowners annually.

This includes roof replacements and repairs from wind and hail events

Insurance companies typically prefer you fix damage early rather than risk bigger, costlier claims later.

Insurance carriers would rather pay to fix minor damage now than cover major water damage later — acting early benefits you both

A Veteran-Owned Business Serving Californians

As a veteran-owned company, we’re dedicated to making sure California homeowners get the help they need when it comes to wind and storm damage. We know how confusing insurance claims can be — so we use our background in insurance adjusting and contracting to guide you every step of the way.


We work with   trusted, reputable local contractors to ensure your home gets the quality repairs or replacement it deserves. We’re not public adjusters, and we don’t charge you any extra fees for our help. Our mission is simple: to make sure you get the most out of the insurance you already pay for every month.

Hear From Homeowners just like you.

Senior couple standing outside their home looking at newly replaced roof.

Norcal walked me through everything before I ever talked to my insurance company. He explained what to expect, what to say, and what documents to have ready. Two weeks later, we had a full roof replacement approved. I couldn’t have done it without him.”

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Maria D
Folsom

I felt completely lost trying to deal with my claim on my own. Then I found Stephen — and it was like flipping a switch. He knew exactly what the insurance company needed and made sure we were fully prepared. Within 2 weeks, our claim was approved and we had funds to replace the entire roof.

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Jason W
., Roseville

I had never filed an insurance claim before and had no idea what to expect. Stephen made the whole process feel simple. He explained what to say, helped me understand my policy, and stayed in touch the entire time. Two weeks later, we got our insurance check — and I actually felt confident about the decision.

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Kami J
Elk Grove

Peace of Mind: Check If Insurance May Cover Your Roof

See If I Qualify